Trades
You build for a living. Let's make sure you're building something for yourself.
Early starts, physical work, and money that comes in lumpy: a flat-out month, then a quiet one. Whether you're on wages or running your own business, it's easy for good pay to slip through without much to show for it, and finances tend to land last on the list after a long day on the tools.
We help tradies and sole traders turn hard-earned income into an actual plan, so the work is building something beyond the next job.
What a plan built for you gives you
Turn what you earn into something you keep.
✓A clear picture of where your money actually goes, week to week and job to job.
✓A system for the quiet stretches, instead of feast or famine.
✓Control over ute, tool and business debt, so it stops running you.
✓Tax set aside as you go, so tax time isn't a surprise.
✓Super that's actually being looked after, even when it's the first thing to slip.
✓Cover that fits a physical job, so an injury doesn't undo what you've built.
✓A realistic view of what easing off the tools would take, if that's what you want.
Strategies built around how you actually earn.
Whether you're employed on the tools or running your own trade business, we get to know your situation first, then build the plan around it.
Smooth out irregular income
Busy months and quiet ones don't have to mean irregular planning. We build a system that evens it out.
Protect your ability to earn
The right personal insurance for physical work, so an injury or time off the tools doesn't undo everything you've built.
Get ahead of tax
Working long hours and not much to show for it? We get your cashflow, tax and savings working together, alongside your accountant.
Manage debts and loans
Ute, tools, equipment and the mortgage. We turn bad debt into debt that's working for you, with a plan to pay it down faster.
Pay yourself properly
We help you get money out of the business sensibly, and work with your accountant on whether your structure still suits you.
Build wealth beyond the tools
We put surplus income to work in shares, property, or a mix that matches your risk tolerance and timeline.
Keep super on track
When you're self-employed, super is easy to push aside. We build it into the plan so it doesn't get left behind.
Plan the big goals
A boat, a paid-off mortgage, hanging up the tools sooner. We keep your money moving toward what you actually want.
Why Level Up Wealth
Straight-talking advice, built around you.
One adviser, not a rotating team
You work directly with Scott, every time, not whoever happens to be free that week.
Fixed fees, agreed upfront
No surprises, and no percentage-of-assets charges eating into what you're building.
Built around your goals, not a product list
We start with what you're trying to achieve, then find what actually gets you there.
Handled properly
Paperwork, implementation and ongoing management taken care of, so it's not left to you.
Plain English, no jargon
Straightforward advice you don't need a finance degree to follow.
Accountability that keeps you moving
Someone in your corner keeping the plan, and you, on track, not just at the annual review.
Ready to take the first step?
Whether you're employed on the tools, a sole trader, or running a team, we get to know your situation before recommending anything, and you'll get a clear quote before you commit to a thing. We meet in person or by video, whichever fits around your day.