FIFO
Long hours, good money. Let's make sure it's building something.
Long rosters, time away from home, and a pay packet most people would envy. But between the swing, the downtime and the days off, it's easy for strong income to disappear into lifestyle without much to show for it. And when you're home, the last thing you want to think about is money.
We help FIFO workers turn roster pay into an actual plan, so the time away is building something beyond the next swing.
What a plan built for you gives you
Make the money you're already earning count.
✓A clear picture of where your money goes, pay cycle to pay cycle, on swing and at home.
✓A plan that holds up when the roster, the site or the contract changes.
✓Control over debt, so a strong income stops being tied up in repayments.
✓A strategy for surplus pay, instead of whatever's left after the break.
✓Confidence that your super and retirement are being looked after.
✓Cover that suits remote, high-risk work and your family at home.
✓Financial decisions you and your partner can make together, even from opposite ends of the country.
Strategies built around how you actually earn.
Whether you're 8 and 6, 2 and 1, or somewhere in between, we get to know your situation first, then build the plan around it.
Put surplus pay to work
We build a simple system so strong swing pay goes toward your goals first, instead of disappearing into the days off.
Protect yourself and your family
The right personal insurance in place for remote, high-risk work, so an injury or time off doesn't undo what you've built.
Optimise your tax
We get your cashflow, tax and savings working properly, so less slips through the cracks. We work alongside your accountant.
Manage debts and loans
Turning bad debt into debt that's working for you, with a plan to pay the mortgage down faster.
Build a portfolio
We put your surplus income to work in shares, property, or a mix that matches your risk tolerance and timeline.
Secure your retirement
We start your super and retirement strategy early, balanced against the lifestyle you want now.
Plan for the boom and the bust
Contracts end and sites wind down. We build a buffer and a plan so a change in the work doesn't derail everything.
Plan for life at home
Shifting to a closer job, a business of your own, or easing off the roster. We work out what it would take and how to get there.
Why Level Up Wealth
Straight-talking advice, built around you.
One adviser, not a rotating team
You work directly with Scott, every time, not whoever happens to be free that week.
Fixed fees, agreed upfront
No surprises, and no percentage-of-assets charges eating into what you're building.
Built around your goals, not a product list
We start with what you're trying to achieve, then find what actually gets you there.
Handled properly
Paperwork, implementation and ongoing management taken care of, so it's not left to you.
Plain English, no jargon
Straightforward advice you don't need a finance degree to follow.
Accountability that keeps you moving
Someone in your corner keeping the plan, and you, on track, not just at the annual review.
Ready to take the first step?
We work in person, by phone or video, so we can fit your swing, whether you're on site, in the camp or back home. We get to know your situation before recommending anything, and you'll get a clear quote before you commit to a thing.