Separation
Starting again financially doesn't have to feel overwhelming.
A separation changes more than where you live. Your income, assets, super and plans all shift at once, usually when you have the least energy for it. Can you keep the house? What does a budget on one income look like? What does your own plan look like now?
We help you work through the financial side calmly and clearly, with no pressure and no judgement, alongside your lawyer and accountant, so you can move forward with a plan of your own.
What a plan built for you gives you
A clear footing, at your own pace.
✓A clear picture of your own finances: what you have, what you owe, and what you earn.
✓A realistic view of what different options mean for your future, before big decisions are made.
✓A budget and plan that work on your own income.
✓An understanding of what your super and any settlement assets mean for your retirement.
✓An understanding of the tax considerations, explained plainly, alongside your accountant.
✓Insurance, super nominations and beneficiaries brought up to date for your new circumstances.
✓Goals of your own, and a plan to work toward them.
Practical guidance, one step at a time.
You don't have to sort everything at once. Here's where we typically start.
Get a clear picture
We pull together your own finances in one place, so you know exactly where you stand before you decide anything.
Understand your super
If super is part of the picture, we help you understand what it means for your retirement and how to rebuild from here.
Understand your options
We model what different outcomes could mean for your cashflow and future, so you and your lawyer can make informed decisions.
Understand your tax position
Capital gains, income tax or super contributions, whatever applies to your situation, explained plainly. We work alongside your accountant.
Keep the home, or not
Whether you can comfortably keep the family home is one of the biggest questions. We work through what it would mean for your cashflow and your goals.
Update your protection
Insurance, super nominations and beneficiaries reviewed for your new situation, so the people you want looked after are covered.
Rebuild on your own income
A clear budget and plan for life after separation, so you know what's coming in, what's going out, and what's possible.
Plan your next chapter
From investing to retirement to supporting your kids, a plan built around the life you want from here.
Why Level Up Wealth
Straight-talking advice, built around you.
One adviser, not a rotating team
You work directly with Scott, every time, not whoever happens to be free that week.
Fixed fees, agreed upfront
No surprises, and no percentage-of-assets charges eating into what you're building.
Built around your goals, not a product list
We start with what you're trying to achieve, then find what actually gets you there.
Handled properly
Paperwork, implementation and ongoing management taken care of, so it's not left to you.
Plain English, no jargon
Straightforward advice you don't need a finance degree to follow.
Accountability that keeps you moving
Someone in your corner keeping the plan, and you, on track, not just at the annual review.
Ready for a considered plan?
We focus on the financial plan and work alongside your lawyer and accountant on the legal and tax side. We don't give legal advice or act on the settlement itself. Our conversations are private, we approach them with care and without judgement, and you'll get a clear quote before you commit to a thing.